This is one of those age-old questions with no definitive answer. It's estimated that 30 percent of Americans purchase travel insurance, which is a drastic increase since 9/11, when less than 10 percent of travelers were insured. If you're flying on a $150 ticket to see Aunt Irma in Wisconsin, you probably don't need travel insurance. But on a trip such as yours, travel insurance can come in handy if something unexpectedly disrupts your trip. Your first step is to compare the cost of the trip versus the cost of the policy. The most common situations when travel insurance comes…
Foreign travel can be both exciting and challenging. Travel planning calls for a lot of thought and time. Often healthcare needs of travelers are overlooked. This oversight can turn an otherwise great trip into something out of a nightmare. These are some important steps you must take before you undertake any travel: 1. See your primary care physician and discuss your needs during your foreign travel. Ensure everybody is current with immunizations. Many Asian and African nations demand proof or certificate of vaccination. These requirements can be obtained from your travel agent. 2. Study your current health insurance plan to…
Are you one of the many college or university students who plan to travel and study abroad during an upcoming semester, If so, you need to consider purchasing overseas student health insurance. Overseas student health insurance can be affordable and cheap, especially when compared to medical costs you would have to pay out of your own pocket if you were to get sick or injured while studying in another country. Students who plan to study abroad can usually purchase travel insurance from an insurance company that specializes in travel insurance. Overseas student health insurance can be purchased to last anywhere…
